Tips for the Festive Season

<strong>Tips for the Festive Season</strong>

Tips for the Festive Season

The festive season can be joyous and fun, but for some it can be a stressful and lonely time, especially for those who suffer from depression this period can be quite challenging. Some might not have a family or friends who they are able to join. The cold weather can be very challenging for the elderly; homeless people can die as a result of freezing conditions.

At the Fund we hope that all PRS members will keep safe and warm during the Christmas holiday and be prepared for all kind of adversities. Here’s some of the help we provide through our partnerships:

  • If you need help during the cold weather, we have our WINTER HEATING SCHEME, which runs during the months of October 2018 to March 2019. The scheme is available to help you and your dependents who are elderly, sick or vulnerable stay warm this winter, by providing contributions towards heating bills. For more information please contact us on 020 3741 4067 or email fund@prsformusic.com

 

  • If you have housing issues – whether that’s finding an affordable place to live or difficulties with rent arrears – SHELTER can help you with advice, support and legal services. To get in touch please visit shelter.org.uk/gethelp where you can access online advice, speak to an adviser through web chat, or find details of your local face-to-face service. Or call the urgent helpline 0808 800 4444 and let them know you are a PRS member.

 

  • HELP MUSICIANS UK in partnership with PRS Members’ Fund is providing mental health support to members through Music Minds Matter – a free and confidential 24/7 mental health support line and service for the music industry. If you are struggling to cope, contact on 0808 802 8008 or email MMM@helpmusicians.org.uk

 

  • If you’re struggling with your debts, STEPCHANGE DEBT CHARITY can take a completely impartial look at your financial situation and recommend the best way to deal with it from the many solutions available. They’ll also help you build a budget with a tailored action plan and all the support you need. You can find out more at stepchange.org or call 0800 138 1111.

The following links may be useful:

 

Season Greetings to you all. Wishing you a happy and healthy 2019!

-The Fund Team-

Home Visits

 

We know every situation is different, and we find face-to-face meetings are an effective way to understand individual needs and offer the most relevant advice. We can arrange for our advisers to make home visits to discuss your circumstances, and advise on your benefit entitlements and ways in which the Fund can help.

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Debt Management Advice

 

We can also refer you to specialist money advisers for help with managing debts and reducing monthly expenditure.

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Short-term Loans

 

We can give short-term loans to members who have an unexpected financial crisis. We assess your circumstances to agree an amount and a timescale for paying it back.

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Regular Financial Assistance

 

We can arrange for regular small grants (up to £20 a week) to help members who are receiving benefits but still aren’t able to maintain basic standards of living. We can also help pay for things like telephone and TV rental and licence, gas and heating bills.

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One-off Grants

 

We are able to provide one-off grants in the case of unexpected crisis, and well as to elderly or disabled members who are finding it difficult to meet their living costs despite receiving all the benefits they are entitled to. It might be for anything from essential property repairs to replacing a broken fridge.

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Specialist Health Assessments

 

Together with our partners the British Association for Performing Arts Medicine (BAPAM), we provide a free and confidential medical service specially tailored to performers experiencing work-connected health problems.

BAPAM have in-depth understanding of the kind of physical and psychological problems that performing artists may experience and have been providing specialist diagnostic assessments to people in the music industry for the last 25 years.

BAPAM doesn’t deal with emergencies and isn’t a general medical service, but every appointment involves a thorough evaluation, practical advice and tips, and a referral for further treatment if it’s required.

A free diagnostic appointment with BAPAM is the gateway to understanding the problem, and a genuine chance to getting on the road to recovery.

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Sheltered Accommodation

 

In some circumstances we are able to help members find sheltered accommodation. This is arranged in association with Cyril Wood Court in Bere Regis, Dorset.

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Career Coaching

 

Do you need a change of career? Perhaps a change from songwriting or composing, or work that runs alongside it? We have two career coaches who work in different ways. If you would like a referral, please get in touch with us.

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Make a Donation

 

You can make one-off donation or set up a regular monthly gift simply and securely at justgiving.com/prsformusic or send a cheque payable to “PRS for Music Members Benevolent Fund” at 2 Pancras Square, London N1C 4AG.

Don’t forget if you’re a UK tax payer, we can receive an extra 28p from the Inland Revenue for every £1 you donate. Please tick the Gift Aid box when making an online donation on JustGiving or download the Gift Aid Form and send it to us with your cheque.

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Donate Copyright and Royalties

 
It is because of members who bequeath us their PRS payments, royalties and copyrights, that we can be there to support members who need our help. If these are made a Gift of Will, they will be exempt from Inheritance Tax. We recommend that you ask a solicitor for advice and we have produced will drafting notes to help you. Alternatively you can donate a percentage of your PRS royalties at each PRS distribution. If you’d like to do this please download the PRS royalties form and your donations will start from the next PRS distribution.

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Leave a Legacy

 

You can either leave a residuary legacy or a pecuniary legacy.

A residuary legacy is what is left of your estate after tax, expenses and other legacies have been paid. You can leave a percentage of your residuary legacy to the PRS for Music Members Benevolent Fund. A pecuniary legacy is a fixed sum of money that may decrease in value over time.

You can make a new Will or change your existing Will at any point, and we recommend that you ask a solicitor for advice. We have produced will drafting notes to help you.

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